• Review for proper claim reserving by the insurance carrier and negotiate the closing of inactive claims prior to being reported to the statstical rating bureau for calculation of your experience rating.
• Annual review of your experience modification rating worksheet for correct payroll by classification.
• "Open" claims from prior carriers are continually monitored that may still be impacting your current experience modification rating.

Worker's Compensation Claim Management

Daniel and Henry offers another service to you that goes hand in hand with your experience modification rating analysis. Workers' compensation claim management of your losses is also extremely important in obtaining the goal of getting your claims resolved and closed efficiently.

We manage your claims in the following ways:

• Review of all workers' compensation claims with reserve amounts in excess of $10,000. Includes a complete report on claims including return to work status, doctor and therapy appointment dates, progression of medical treatment, medical and surgical reports, conference setting dates and reserved and paid claim amounts.
• Ensure the carrier investigates questionable claims including surveillance when necessary. If the claim is found fraudulent, making sure the claim is treated accordingly.
• Third party or subrogation claims are monitored until recovery is obtained.
• Claim closings will be included in the claim report outlining the amount of the permanency settlement, if applicable, and indemnity and medical final payments.
• Additional audits of your claims are completed on a quarterly basis and a report is issued to you, the employer.